Meet our Attorneys

THEODORE K. MANLEY
Partner

Ted Manley is a founder and partner in the law firm Manley Deas Kochalski LLC. Ted limits his practice to representing the firm's clients in bankruptcy and related state court proceedings. His bankruptcy experience ranges from routine matters involving servicers of credit card, automobile, and mortgage assets to more complex Chapter 11 workout and liquidation matters involving international government services providers, automobile parts suppliers, and commercial real estate developers.

Ted has spoken on bankruptcy and foreclosure law issues at continuing legal education seminars and national mortgage servicing conferences, including those hosted by the National Association of Credit Managers and the California Mortgage Bankers Association, among others. Before forming MDK, Ted was a director in a Seattle-based law firm that provided national creditor rights services. He is currently the executive vice president of The National Firm, LLC, a consortium of independently owned law firms that collaborate on process, compliance, and marketing issues.

Education
• Moritz College of Law, The Ohio State University, J.D., 1992
• Kenyon College, A.B., cum laude, 1986

Professional Affiliations
• American Bankruptcy Institute
• American Financial and Legal Network
• Federal Bar Association
• The Ohio, Columbus, Kentucky, West Virginia Bar Associations
• Mortgage Bankers Association

EDWARD M. KOCHALSKI
Partner

Edward Kochalski is a partner in the law firm Manley Deas Kochalski LLC. Ed has 30 years of experience in the areas of complex real estate litigation and foreclosure matters, as well as counseling financial institutions, mortgage companies, and land developers on a variety of title-related issues. He is a licensed title agent representing First American, Land America, Fidelity, and Old Republic title companies. Ed has spoken at various seminars and judicial conferences related to title, real estate and foreclosure matters. Earlier in his career, he served as in-house counsel for Lawyers Title Insurance Corporation.

Education
• University of Toledo, College of Law, J.D., 1975
• State University of New York, Buffalo, B.A., 1972

Professional Affiliations
• Mortgage Bankers Association
• American Bar Association
• Ohio State Bar Association
• Columbus Bar Association

BRIAN T. DEAS
Partner

Brian Deas is a partner in Manley Deas Kochalski LLC. Following his graduation from law school, Brian served as a judicial clerk to the Honorable J. Craig Wright of the Ohio Supreme Court and to the Honorable John D. Holschuh of the United States District Court, Southern District of Ohio. Brian also spent five years with another Columbus law firm as an associate working in the business group advising mutual funds, investment advisors, and business entities on securities and other business matters before co-founding the firm with Ted Manley in 2002. A third partner, Edward Kochalski, joined the firm the following year when it became MDK.

Education
• The Ohio State University College of Law, J.D., 1993
• Miami University, BS, 1988

Professional Affiliations
• American Bar Association
• Ohio State Bar Association
• Columbus Bar Association

HOLLY N. WOLF

Holly Wolf is an associate in the firm's Columbus office and manages the bankruptcy department. She has 12 years of experience as a creditor's rights lawyer practicing in the areas of bankruptcy, foreclosure, real estate, consumer and commercial collections, and commercial litigation.

Education:
• The Ohio State University College of Law, J.D., 1997
• University of Dayton, B.A., 1994

Professional Affiliations:
• Ohio State Bar Association
• Kentucky State Bar Association
• Northern and Southern Federal Districts of Ohio
• Eastern and Western Federal Districts of Kentucky
• Columbus Bar Association, Bankruptcy Section

Published Opinions:
• GMAC Mortgage Corp. v. McElroy (Ohio App. 5 Dist, June 6, 2005); 2005 WL 1364580

Michael E. Carleton

Michael E. Carleton is an associate in the firm’s Columbus office. He began his legal career with MDK as a file clerk and continued as a law clerk while a student at Capital University Law School. After graduation, Michael spent two years in Philadelphia, Pennsylvania, representing financial institutions in escalated and unusual creditor’s rights issues. He then moved back home to Ohio, where he spent three years with a corporate litigation firm in Columbus. Michael has represented both creditors and debtors in foreclosure cases and brings a unique perspective to resolving tough issues for his clients. He is admitted to practice in Ohio, Pennsylvania, and New Jersey, as well as numerous federal courts, including the U.S. Courts of Appeals for the Third and Sixth Circuits.

Education
• Capital University Law School, J.D., 2006
• The Ohio State University, B.A. in History and Political Science, 2002

Professional Affiliations
• Ohio State Bar Association
• Columbus Bar Association
• Ameriican Bar Association

MELISSA N. MEINHART

Melissa Meinhart is an associate attorney at the firm's Columbus office. She passed the Ohio Bar in July 2008 and was admitted into practice in November 2008. Melissa has more than five years of experience working for creditor's rights law firms. She regularly represents financial institutions in connection with residential foreclosures, evictions, and collections. She is also a certified mediator, and completed a concentration of course work in alternative dispute resolution. Her past legal experience includes an externship for a federal district court judge, general litigation at the Capital University Law School Litigation Clinic, and assisting at a family law practice.

Education
• Capital University Law School, J.D., 2008
• Boston University, B.A., 2003

Professional Affiliations
• Ohio State Bar Association
• Columbus Bar Association

CHARLES R. ("BOB") JANES

Bob Janes is an attorney in the firm's Columbus office.  He represents major banks, mortgage servicers, and other financial institutions in all phases of contested real estate litigation and foreclosure actions, as well as litigation regarding title insurance disputes.  Before joining the firm, Bob acquired over 30 years of extensive trial and appellate court experience as lead trial counsel in a variety of litigation matters.  He also has extensive experience in representing insurance companies, as well as insureds, in numerous, contested insurance coverage lawsuits, and has handled a variety of commercial litigation.  Bob has had many speaking engagements over the years and has made numerous demonstrations on trial techniques and strategies at seminars throughout Ohio.  He has consistently earned the highest "AV" Peer Review Rating from Martindale-Hubbell for the past two decades.  Most recently, Bob was mentioned as one of the "Top Lawyers in Central Ohio" in the April 2009 issue of Columbus CEO magazine. 

Education
• Moritz College of Law at The Ohio State University, J.D., 1977
• The Ohio State University, B.A., 1974, cum laude
Professional Affiliations
• Ohio State Bar Association

GAIL C. HERSH

Gail Hersh has practiced in the areas of real estate litigation, foreclosure, creditors' rights and bankruptcy for over 17 years. He is admitted to practice before the state courts of Ohio, Kentucky and Indiana, as well as the U.S. District Courts for Kentucky, Indiana and the Southern District of Ohio. He is a member of the Kentucky and Indiana State Bar Associations. He is presently the Vice-Chair of the Cincinnati Bar Association's Real Estate Committee. He is a frequent seminar presenter on various real estate topics for young lawyers, general practitioners and more specialized groups of attorneys. Gail obtained a Bachelor of Arts in Economics from Kenyon College and his Juris Doctorate from the University of Cincinnati College of Law.

Education
• University of Cincinnati College of Law, J.D., 1991
• Kenyon College, B.A., 1987

Professional Affiliations
• Kentucky State Bar Association
• Indiana State Bar Association
• Cincinnati Bar Association, Chair - Real Estate Committee

MATTHEW R. RICHARDSON

Matt Richardson is an associate in the firm's Columbus office. Matt has practiced in the areas of complex commercial and financial services litigation. He focuses his current practice on representing mortgage loan servicers in contested foreclosures and on defending the same clients against consumer protection claims, both in the Ohio trial and appellate courts. Matt has defended his clients against claims under the Truth in Lending Act, the Real Estate Settlement Procedures Act, and the Fair Debt Collections Practices Act. Before joining MDK, Matt was among several in a team that successfully represented the American Financial Services Association in challenging the state constitutionality of municipal predatory lending ordinances around Ohio.

Matt also devotes time and attention to scholarship and teaching, having written "Clarifying and Limiting Fraudulent Joinder", 58 Fla. L. Rev. 119 (2006). His experiences clerking for the Honorable Howell Cobb in the Eastern District of Texas served as the basis for this law review article, which has been cited in the Wright and Miller treatise, Federal Practice and Procedure. For the academic year 2009-2010, he will serve as an adjunct professor of law at the Moritz College of Law at The Ohio State University. At MDK, Matt conducts in-house seminars on consumer protection law and mortgage-backed securities.

Education
• The Moritz College of Law, The Ohio State University, J.D., 2003
• The Ohio State University, Ph.D., 2001
• The Ohio State University, M.A., 1994
• Stanford University, A.B., 1992

Professional Affiliations:
• Ohio State Bar Association
• Columbus Bar Association

Published Writings
• "Clarifying and Limiting Fraudulent Joinder", 58 Fla. L. Rev. 119 (2006)

DAVID F. HANSON

David Hanson practices in the Columbus office in areas of real estate litigation, foreclosure, and creditors' rights. He is currently in charge of the Cuyahoga County foreclosure section. Formerly an assistant state public defender, he has extensive litigation experience at the trial and appellate level in state courts throughout Ohio, in the U.S. District Court for the Southern and Northern Districts of Ohio, and before the 6th Circuit Court of Appeals. He was certified by the Ohio Supreme Court to act as appellate and trial co-counsel in capital cases. David participates in meetings with, and offers written opinions to, Cuyahoga judges, local councils, and fellow practitioners regarding the new mediation program, changes to local rules of practice, and proposed changes in foreclosure law. David is also an adjunct professor for Wilmington College, having taught literature, business law, mathematics, and ethics classes in both men's and women's prisons in Ohio.

Education:
• The Ohio State University College of Law, J.D., 1992
• Kenyon College, B.A. with distinction, 1987

BENJAMON OGG

Mr. Ogg is an attorney in the firm's Columbus office with eight years of experience representing financial institutions with complex commercial collections, commercial and residential foreclosures, receiverships, lien priority disputes, creditors' rights, bankruptcy issues, and general collections. Also, he is well practiced in the areas of real estate litigation and general commercial and business litigation with significant experience at both the trial and appellate level.

Education
• Capital University, B.A. in Psychology and Criminology, summa cum laude
• Moritz College of Law at The Ohio State University.

Professional Affiliations
• United States District Court for the Southern District of Ohio
• United States District Court for the Northern District of Ohio
• United States Bankruptcy Court for the Southern District of Ohio
• United States Bankruptcy Court for the Northern District of Ohio
• United States Court of Appeals for the Sixth Circuit
• Ohio State Bar Association
• Columbus Bar Association.

KELLY A. LONG

Kelly Long is an associate attorney in the firm's Columbus office. Kelly has nearly 15 years experience as a transaction lawyer primarily in the areas of residential real estate, particularly in title insurance matters and title claims related to foreclosure actions. Kelly's primary responsibilities include operating and managing all title related matters. During her career, Kelly has been underwriting counsel for a multi-state title agency; unit manager for a large global credit risk management company, receiving the company's award for achievement; and operations manager for another title agency.

Education
• University of Dayton School of Law, J. D. , 2001
• Wright State University, B.A., 1996

Professional Affiliations
• Ohio State Bar Association, Real Estate Law Section
• Columbus Bar Association, Real Estate Law Committee
• License Title Insurance Agent-State of Ohio

JOHN R. CUMMINS

John Cummins is a member of the firm's Cincinnati office. John has more than 20 years of experience representing creditors. He regularly represents banks, credit unions, financial institutions, and mortgage servicing agents in connection with the repossession, sale, and divestiture of assets, including foreclosure, replevin, attachment, and collection suits. John has spoken on creditors' rights topics such as the FDCPA and foreclosure alternatives. He has been recognized by Martindale Hubbell as a BV Peer Review Rated lawyer.

Education
• The Ohio State University College of Law, J.D., 1986
• Northwestern University, B.A., 1982

Professional Affiliations
• Ohio State Bar Association
• Kentucky Bar Association
• Cincinnati Bar Association
• CARE?Credit Abuse Resistance Education

ANGELA KIRK

Angela Kirk is a member of the firm's Columbus office. A specialist in foreclosure litigation, her previous legal experience includes complex litigation, personal injury, and domestic law. She regularly represents financial institutions throughout all phases of litigated and non-litigated foreclosure actions, is actively involved in litigation regarding enforcement of title insurance policies, and has represented financial institutions in the appellate context. Angela's practice places an emphasis on settlement and she participates regularly in mediations throughout the state of Ohio.

Education
• Cleveland-Marshall College of Law, J.D., 2002
• Ohio State University, B.A., 1996

Professional Affiliations
• Columbus Bar Association
• Ohio State Bar Association

KEVIN L. WILLIAMS

Kevin Williams is an attorney in the firm's Columbus office. His 15 years of experience in professional ethics law and real estate litigation includes representing major financial institutions, investors, and servicing entities. During his career, he has served as law clerk to the Honorable Sandra S. Beckwith, United States district judge for the Southern District of Ohio, and to the Honorable Thomas J. Moyer, chief justice of the Ohio Supreme Court. Kevin is a former assistant disciplinary counsel of the Ohio Supreme Court and has extensive litigation experience both at the trial level and in oral argument before the Ohio Supreme Court. He was the only attorney in Ohio asked by both the Northern District and Southern District Courts of Ohio to consult on the establishment of foreclosure rules. He was appointed by the Southern District Court of Ohio to the Committee on Foreclosure Procedure. Kevin serves as a member of the Board on the Unauthorized Practice of Law of the Ohio Supreme Court. He has spoken extensively in professional seminars and before public and private organizations on the subjects of professional ethics law and the unauthorized practice of law.

Education
• The Ohio State University College of Law, J.D., 1993, with Honors in Law
• Managing Editor, Ohio State Law Journal
• Kenyon College, A.B., 1983, Magna Cum Laude

Professional Affiliations
• Federal Bar Association
• Ohio State Bar Association
• Columbus Bar Association

KYLE E. TIMKEN

Kyle Timken is a member of the firm's Columbus office and practices in the areas of real estate litigation, foreclosure, and creditors' rights. Kyle regularly represents mortgage lenders, servicers, banks, and other financial institutions in civil actions throughout the state of Ohio. As a former assistant state public defender, he has extensive litigation experience in all state and federal courts in Ohio. Kyle has argued several cases in front of the U.S. Court of Appeals for the 6th Circuit, as well as appearing before the Supreme Court of Ohio.

Education
• The Ohio State University - Moritz College of Law, J.D., 1999
• Eastern Michigan University, B.S., honors program, 1994

Professional Affiliations
• Ohio State Bar Association
• Columbus Bar Association
• Federal Bar Association

Published Writings
• Philip T. K. Daniel & Kyle Edward Timken, "The Rumors of My Death Have Been Exaggerated: Hopwood's Error in 'Discarding' Bakke," 28 J.L. & EDUC. 391 (1999)

DAVID B. BOKOR

David Bokor is an associate attorney in the Cleveland office concentrating on foreclosure cases in the Ohio counties of Cuyahoga and Summit. He is back-up bankruptcy counsel for the firm in the United States Bankruptcy Court for the Northern District of Ohio. Upon joining the bar, David spent five years as a general practitioner and has extensive experience representing both creditors and debtors in the area of consumer bankruptcy. He has been an active fundraiser for the United Service Organizations, Muscular Dystrophy Association, and the U.S. Marine Corps Toys for Tots, and spent four years as the president of the board of directors of a local humane agency.

Education
• Cleveland-Marshall College of Law, J.D., 1993
• Ohio University, B.B.A., cum laude, 1985

Professional Affiliations
• Ohio State Bar Association
• Cleveland-Metropolitan Bar Association

MATTHEW P. CURRY

Matthew Curry is an associate in the firm's Cleveland office. He represents mortgage servicers, mortgage lenders, and banks in residential mortgage foreclosures, mediations, evictions, and housing code violation matters. He is the firm's primary presence in Cuyahoga County, one of the strictest districts in the country regarding creditor's rights. Matthew attends foreclosure hearings and foreclosure mediation hearings on a daily basis.

Education
• Cleveland Marshal College of Law, J.D., 2004
• Youngstown State University, M.A., 2001
• Youngstown State University, B.A., 1999

Professional Affiliations

• Ohio State Bar Association

Awards

• 2010 Ohio Rising Stars

STACEY O' STAFY

Stacey O' Stafy is an associate attorney in the firm's Cleveland office. Stacey has more than 10 years of experience working in many areas of debtor-creditor law. While in law school, she worked with a Chapter 7 Panel Trustee and later conducted real estate closings statewide for a national bank. During her career, Stacey has also represented consumer debtors and has practiced commercial law primarily involving troubled debt restructuring. She currently represents mortgage creditors whose borrowers have filed bankruptcy. Stacey is actively involved in the Bankruptcy and Commercial Law Section of the Cleveland Metropolitan Bar Association.

Education
• University of Toledo, College of Law, J.D., 1997
• University of Toledo, B.A., 1994

Professional Affiliations
• Ohio State Bar Association
• Cleveland Metropolitan Bar Association, Bankruptcy and Commercial Law Section

ANN MARIE JOHNSON

Ann Marie Johnson is an attorney in the Cleveland office and has practiced in the areas of real estate litigation, foreclosure, and creditor’s rights for over ten years. Ms. Johnson spent her first five years litigating business, real estate, construction, and domestic matters, and another five years focusing exclusively on real estate litigation, defending title claims for insured lenders and owners and handling matters involving title insurance negligence and direct real estate litigation for banks and loan servicers. She is admitted to practice before the state courts of Ohio and the U.S. District Court – Northern and Southern Districts and has first chair trial and appellate experience in Courts across the State of Ohio.

Education
• Cleveland-Marshall College of Law, J.D., 2000
• St. Bonaventure University, B.B.A., magna cum laude, 1995

Professional Affiliations
• State Bar of Ohio
• Cleveland Metropolitan Bar Association

Nicholas M. Smith

Nicholas M. Smith is a member of the firm's Cincinnati office. Nick has more than eight years of experience as a commercial litigation attorney, including in the fields of residential and commercial foreclosure litigation, receiverships and commercial collections. He is licensed to practice in Ohio, the United States District Court, Southern District of Ohio and the United States Bankruptcy Court for the Southern District of Ohio. Additionally, he is in the process of obtaining his license in Kentucky.

Education
• Moritz College of Law, The Ohio State University, J.D., summa cum laude, 2003
• Ohio University, B.S. in Journalism, cum laude, 2000

Professional Affiliations
• Ohio State Bar Association
• Dayton Bar Association

LYNN A. BUSCH

Lynn Busch is an associate attorney in the firm's Cincinnati office, handling the Southern Ohio Counties. Lynn specializes in creditors' rights.

Education
• Northern Kentucky University, Salmon P. Chase College of Law, J.D., 2006
• University of Cincinnati, B.A., 2002

Professional Affiliations
• Ohio State Bar Association
• Cincinnati Bar Association

MELISSA J. WHALEN

Melissa Whalen practices in the Kentucky group in the firm's Cincinnati office. She has more than 10 years of experience in the area of creditor's rights, encompassing residential and commercial foreclosure, bankruptcy, and real estate litigation.

Education
• Salmon P. Chase College of Law, Northern Kentucky University, J.D., 1997, magna cum laude
• University of Illinois at Urbana-Champaign, M.Ed., 1992
• Centre College, B.A., 1989, cum laude

Professional Affiliations
• Kentucky Bar Association
• Northern Kentucky Bar Association
• Cincinnati Bar Association

JAMES E. TEBBUTT

Jim is an associate attorney at the firm's Columbus office. Jim has experience in many areas of creditor's rights law, primarily representing financial institutions in bankruptcy proceedings. Jim is also a certified mediator, and completed a concentration of course work in Alternative Dispute Resolution.

Education
• Capital University Law School, J.D., 2009, Order of the Barristers
• The Ohio State University, B.S., 2001

Professional Affiliations
• Ohio State Bar Association
• State Bar of Ohio
• State Bar of Kentucky
• United States District Court, Southern District of Ohio
• United States District Court, Eastern District of Kentucky
• United States District Court, Western District of Kentucky
• United States District Court, Northern District of Ohio
• United States District Court, Northern District of Indiana
• United States District Court, Southern District of Indiana

MARY KRASOVIC

Mary Krasovic is an associate attorney at the firm's Columbus office. Mary has experience as a creditor's rights lawyer practicing in the areas of bankruptcy, foreclosure and consumer collections.

Education
• Capital University Law School, J.D., 2009
• Wittenberg University, B.A., 2002

Professional Affiliations
• Ohio State Bar Association
• State Bar of Ohio
• United States District Court, Southern and Northern districts of Ohio
• Columbus Bar Association

ANDREW C. CLARK

Andrew Clark is an associate attorney at the firm's Columbus office where he practices in the areas of collections and general litigation. Andrew comes to MDK from a general litigation firm located in Dublin, Ohio where he managed a diverse caseload consisting of both litigation and transactional matters. He currently serves in leadership roles within the American and Ohio State Bar Associations and is licensed to practice in State Courts of Ohio as well as the U.S. District Court for the Southern District of Ohio.

Education
• Capital University Law School, J.D., 2008
• Ohio Dominican University, B.S., 2005

Professional Affiliations
• American Bar Association
  1. General Practice, Solo and Small Firm Division
  2. Young Lawyers Division
• Ohio State Bar Association
  1. Solo, Small Firm and General Practice Section
  2. Young Lawyers Section
• Columbus Bar Association

Cynthia G. Tesznar, Of Counsel

Ms. Tesznar has practiced in business, real property and foreclosure law since 1983 in the Toledo, Ohio area, representing small and medium size businesses and local and regional banks. She has successfully defended mortgagees in forfeiture actions, and undertaken foreclosure work, both commercial and residential. She has represented creditors in bankruptcy court and property owners and mortgagees in appropriation actions. Ms. Tesznar clerked for Judge Richard W. Knepper, who sat on the Lucas County Common Pleas bench and then later moved to the Sixth District Court of Appeals.

Education
• University of Toledo, J.D., 1983; Law Review
• Vanderbilt University, B.A., 1974

Professional Affiliations
• American Bar Association
• Ohio State Bar Association
• Ohio Women's Bar Association
• Toledo Bar Association
• Toledo Women's Bar Association

John E. Codrea

Mr. Codrea is an attorney in the Cleveland office where he handles foreclosure cases. He is a graduate of Hiram College and Case Western Reserve University where he served as Editor in Chief of the Case Western Reserve Journal of International Law. Mr. Codrea's legal career has included service as a law clerk to the Honorable Edward J. Mahoney of the Ohio Ninth District Court of Appeals; Assistant Law Director and Prosecutor for the City of Cuyahoga Falls; private practice concentrating on the representation of commercial and retail creditors, and small businesses; and as managing attorney of the housing team, low income taxpayer clinic, and foreclosure team for Community Legal Aid Services in Akron. He is active in his community and is a member of the Ohio, Akron, and Portage County Bar Associations. John is also a retired Colonel in the U.S. Marine Corps Reserve, having served in numerous command and staff assignments of increasing responsibility both on active duty and in the reserve forces.

Education
• JD - Case Western Reserve University, J.D., 1975
• Undergraduate - Hiram College, B.A., 1969

Professional Affiliations
• Ohio State Bar Association
• Akron Bar Association
• Portage County Bar Association

Kristan A. Ashbrook

Ms. Ashbrook is an attorney in the Cleveland office and focuses her practice on representing mortgage lenders and servicers in all aspects of foreclosure proceedings. Kristan was a law clerk with MDK before joining the firm as an attorney. While in law school, Kristan was an Associate Editor for the Ohio Northern University Law Review and an extern to the Honorable Justice Robert R. Cupp of the Ohio Supreme Court.

Education
• Ohio Northern University, Claude W. Pettit College of Law, J.D. (2010)
• Ohio Valley University, B.A., magna cum laude (2007)

Professional Affiliations
• The Ohio Bar Association
• Real Property Law Section
• Cleveland Metropolitan Bar Association-Real Estate Law Section
• Akron Bar Association

Marisa A.B. Willis

Ms. Willis is an attorney in our Columbus office focusing on foreclosures in Ohio. She has previous experience in the areas of insurance defense, construction law litigation, and workers' compensation. Before joining MDK, Ms. Willis was a member of the Workplace Safety practice group of Schottenstein Zox & Dunn in Columbus. Ms. Willis is licensed to practice in Ohio and Kentucky and before the U.S. District Court for the Southern District of Ohio. She is a member of the Ohio, Columbus, and Kentucky Bar Associations. While in law school, Ms. Willis served as an extern to Chief Justice Thomas J. Moyer of the Ohio Supreme Court.

Education
• University of Cincinnati College of Law, J.D., 2003
• Capital University, B.A., cum laude, 1999

Professional Affiliations
• The Ohio, Columbus, and Kentucky Bar Associations

Maura E. Binder

Ms. Binder is an attorney in the Louisville office and practices in the area of Kentucky foreclosures. Ms. Binder began her law career at a boutique law firm in Columbus, Ohio defending title claims for lenders and insured owners. After several years of title defense, Maura went in-house as claims counsel for a major title insurer. Ms. Binder earned her undergraduate degree in political science from the University of Dayton, cum laude, with coursework at the London School of Economics in the United Kingdom. Ms. Binder graduated from the OSU Moritz College of Law, with coursework at the University of London Institute of Advanced Legal Study, in 2004. She is a licensed in Kentucky and Ohio (inactive) and is a member of the Kentucky State Bar Association.

Education
• Moritz College of Law, The Ohio State University, J.D., 2004
• University of Dayton, B.A.S., cum laude, 2000

Professional Affiliations
• Kentucky Bar Association
• KBA Real Property Section

P. Chris Wiley

Mr. Wiley is an associate attorney at the firm's Louisville, Kentucky office. Chris has concentrated his practice in the areas of real estate litigation, foreclosure, and bankruptcy. In addition to representing major banks, mortgage servicers, and other financial institutions in various real estate actions, Chris was a law clerk for the Hon. Basil H. Lorch, III, Federal Bankruptcy Judge for the Southern District of Indiana. Mr. Wiley received his undergraduate degree from Centre College and his law degree from Brandeis School of Law at the University of Louisville. He is a member of the Kentucky State Bar Association, the Indiana State Bar Association and the Louisville Bar Association.

Education
• Brandeis School of Law, University of Louisville, J.D., 2006
• Centre College, B.S., 2001

Professional Affiliations
• American Bar Association
• Kentucky Bar Association
• Indiana Bar Association
• Louisville Bar Association

Stephanie A. Reinhart

Ms. Reinhart has over six years of experience representing financial institutions in state court consumer foreclosure proceedings, including a wide variety of foreclosure related litigation, defense of priority, mediations, state mandated settlement conferences, eminent domain, collections, evictions, code violation hearings, and tax sale defense. In addition to her state court practice, Ms. Reinhart is admitted to practice before the U.S. District Court, Northern District of Indiana and the U.S. District Court, Southern Indiana, and routinely represents financial institutions in bankruptcy matters involving protection of mortgage loans and proofs of claims.

Education
• The University of Akron, School of Law, J.D., Magna Cum Laude, 2004
• Walsh University, Cum Laude, 1999

Professional Affiliations
• American Bar Association Business Section
• Indiana Bar Association, Women in Law, and Creditor's Rights Section
• Indianapolis Bar Association, Hospice Program
• Indianapolis Bar Association, Women in Law, and Creditor's Rights Section

Thomas G. Widman

Tom Widman practices in the areas of real estate litigation, foreclosure, and title insurance. He has represented lenders in foreclosure cases for nearly 20 years. He has been licensed by the Ohio Department of Insurance as a title insurance agent since 2000.

Tom has spoken at numerous seminars on real estate and title insurance related topics, including construction loans, mechanics liens, dower, title examination, execution of documents, easements, boundary disputes, and others. Before joining MDK, Tom was counsel for First American Title Insurance Company.

Education
• Capital University Law School, J.D., 1992
• University of Cincinnati, B.A., 1989

Professional Affiliations
• Ohio State Bar Association
• Ohio State Bar Foundation, Fellow
• Columbus Bar Association

Victoria M.K. Holmes

Ms. Kadreva Holmes practices in the area of foreclosure and related litigation in Kentucky. Before joining MDK, Ms. Kadreva Holmes gained experience as a litigator at the Charleston, WV, office of Spilman Thomas & Battle, PLLC, (where she was also a summer law clerk) representing clients, including providers of financial services, in all stages of litigation and arbitration in disputes involving federal and state consumer protection laws, compliance issues, government investigations, litigation under Articles 2, 2A, 3, 4 and 9 of the Uniform Commercial Code, and general contractual disputes.

Ms. Kadreva Holmes is a graduate of the University of Kentucky College of Law, where she was a summer intern at the Fayette Commonwealth's Attorney's Office, a member of the National Moot Court Team, and a recipient of the Luke Woodward Award for Excellence in Appellate Advocacy and the Faculty Cup for Outstanding Contributions to the College of Law. Originally from Bulgaria, she speaks Bulgarian and Russian fluently, and has working knowledge of German, French, and Italian.

Ms. Kadreva Holmes is licensed to practice in the federal and state courts of Kentucky and West Virginia.

Education
• University of Kentucky College of Law, J.D., 2007
• Patterson School of Diplomacy and International Commerce, University of Kentucky, M.A., 2001
• United Stated Coast Guard Academy, B.S., 2000

Professional Affiliations
• Kentucky Bar Association
• West Virginia State Bar
• American Bar Association, Business Section

Craig J. Spadafore

Craig J. Spadafore is an associate attorney at the firm's Columbus office with over five years experience representing individuals and entities in the areas of commercial and business litigation, construction litigation, real estate litigation, residential and commercial foreclosures, consumer litigation, creditor's rights, general collections, and administrative proceedings. He is admitted to practice in the State of Ohio, the United States District Court - Southern District of Ohio, the United States District Court - Northern District of Ohio, the United States Court of Appeals - Sixth Circuit, and the United States Bankruptcy Court - Southern District of Ohio.

Education
•The Ohio State University, Bachelor of Arts in Political Science, summa cum laude with honors, June 2000
•The Ohio State University Moritz College of Law, Juris Doctor, cum laude, May 2006

Professional Affiliations
•American Bar Association
•Ohio State Bar Association - Representative of the Young Lawyers Section Council
•Columbus Bar Association